Keep overdraft fees away by never having them at all. This account gives you a line of credit up to $1,000.
Key Features
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Line of Credit
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Earns Interest
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Digital Banking
Benefits
- Checking with a line of credit up to $1,000, available to existing customers who have banked with us for 96 days or more
- Earns interest (compounded and credited monthly)
- Never have an overdraft fee (“return all account”)
- $14.95 monthly service charge (after 1st monthly statement cycle)
- Free digital banking services
- Free Mastercard® debit card
- Free telephone banking
- Mobile payments available
- Instant ATM deposit
- Makes you eligible for a fast loan via Minute Lender
- $100 minimum deposit to open
For additional details, see our full PaySmart Checking disclosure (PDF).